FACTS	WHAT DOES BANK OF FOREST DO WITH YOUR PERSONAL INFORMATION?
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Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Transaction history Credit history Assets Checking account information
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How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Forest chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Bank of Forest share?	Can you limit this sharing?
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes: to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes: information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes: information about your creditworthiness	Yes	Yes
For affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	We don't share

To limit our sharing	Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent you this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

To limit our sharing

Mail the form below

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent you this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?	Call 601-469-3663 or go to www.bkforest.com

Mail-in Form
	Mark any/all you want to limit: ____ Do not share information about my creditworthiness with your affiliates for their everyday business purposes. ____ Do not allow your affiliates to use my personal information to market to me. Name Address City, State, Zip SSN/TIN
Mail to:	Bank of Forest Privacy Officer P.O. Box 60 Forest, MS 39074

Mail-in Form

Mark any/all you want to limit:

____ Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

____ Do not allow your affiliates to use my personal information to market to me.

Name
Address
City, State, Zip
SSN/TIN

Mail to:

Bank of Forest
Privacy Officer
P.O. Box 60
Forest, MS 39074

Who we are
Who is providing this notice	Bank of Forest means the following institutions: Bank of Forest, Diversified Mortgage Corporation and Forest Insurance Agency, Inc.
What we do
How does Bank of Forest protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Bank of Forest collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Pay insurance premiums Make deposits or withdrawls from your account Provide your mortgage information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include: Financial companies such as: Bank of Forest, Diversified Mortgage Corporation and Forest Insurance Agency, Inc.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bank of Forest does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card companies and securities broker-dealers.

Privacy Policy